My gift budget is made up of small 'donations' taken from even smaller areas. Here's how I pay for gifts.
1) My state has deposits on bottles and cans. Although I personally don't drink sodas, I look for them on the ground where ever I go. My son also donates his cans to me. I didn't keep a record last year, but a mental note reveals this method contributed about 72.00 to my budget.
2) All of my change went into the budget. This method contributed 195.00.
3) Rebates. I usually go only for full rebates on a product. This contributed to the bulk of the budget. I didn't add them up last year, but I am determined to keep track of them this coming year as a way to encourage all of you to see the savings.
4) Ebates, close to 20.00. I started this in September. This year I will use ebates all year.
5) Swagbucks. I haven't been obsessive about using swagbucks, but I will this year. I made 35.00 in gift cards here.
6) Credit card points. I always pay off the card at the end of the month so the points don't cost me anything. I used 60 points on gift cards that bought 75.00. Then I got another 50.00 restaurant GC from another card. This coming year I'm going to see if I'm brave enough to use a card to pay my utilities to earn even more points for next year. Not auto deduction, though. I like control over what I'm responsible for, so I won't do auto anything, no matter what they offer me.
7) I also gave 3 magazine subscriptions through the coke rewards program. (ends in January)
Without the rebates factored in I saved 447.00 using the above methods. I can't wait to see what the total will be with the rebates factored in in 2011.
To top it all off, I'm not as good at this as some other ladies I know. Last year there was a lady who donated over 800.00 in groceries to a local women's shelter, all bought for free or under 1.00. Now that's what I call powerful!
I hope you consider jumping on board with this challenge. Let me know how you do. Leave a comment under any post, I'll be able to pick it up. We can share our triumphs and encourage each other to' get to getting'!
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